AV Domestic+


Applicable for Indian Citizens travelling within India.

    1) Emergency Medical Expenses

    Expenses up to Rs 200,000 for physician ordered emergency medical evacuation, including medically appropriate transportation and necessary medical care en route to the nearest suitable hospital when the Traveller is critically ill or injured and no suitable local care is available, subject to the prior approval of the Medical Advisors.

    2) Adventure sports

    Included in Medical Emergency expenses.

    3) Emergency Medical Evacuation

    Included in Medical Emergency expenses.

    4) Accidental OPD Expenses

    Included in Medical Emergency expenses upto Rs 10,000.

    5) Personal Accidental Death & Disablement

    Rs 7,50,000 Reimbursement.

    6) Loss Of Baggage

    Up to Rs 20,000 Payment of Lost Checked in baggage.

    7) Trip Cancellation due to hospitalisation/death/curfew

    Up to Rs 25,000 In the event of cancellation/curtailment of trip due to necessary and unavoidable reasons.

    8) Missed Connections

    Up to Rs 10,000 reimbursement in case of Traveller missing a connecting flight or train or ship/cruise due to cancellation of service or departure, delayed departure, change of route, non-landing/docking, offloading of passengers due to any reason including overbooking. Reasonable and necessary expenses incurred for accommodation, food, communication up gradation of travel ticket to a superior class of travel shall be provided.

    9) Trip Delay

    Rs 10,500 after 6 hours shall be provided in case of Trip delay due to adverse weather condition, Air Traffic Congestion. Riot, Strike, Industrial Action at airport or that of Airlines, accidental / Mechanical Failure /Technical problem in the Aircraft.

    10) Bounced Hotel/Airline Booking

    In the event of hotel booking at destination point(s) being bounced i.e. Traveller could not obtain hotel accommodation services already booked for him on confirmed basis with the suppliers/ agents due to non-supply of services, he shall be reimbursed to the extent of 90% of Reasonable cost of Transportation expenses to the alternative hotel. The difference of cost in up gradation to a superior class of accommodation, wherever alternate accommodation is not available on the cost of pre-booked hotel.

    11) Travel Inconvenience

    In the event of Trip cancellation or Interruption of a covered trip due to necessary and unavoidable reasons as stated below, reimbursement upto Rs 10,000 which are not recoverable from any other source.
    1. When Traveller’s Principal residence and/or his intended place of stay at destination is rendered uninhabitable due to Fire, flood, vandalism or natural disaster and also his place of business is rendered inoperative due to operation of said perils.
    2. Termination of employment or layoff affecting the Traveller provided that the Traveller has been employed with the same employer for at least five continuous years without any break.
    3. The Traveller and/or his immediate family member has become victim of Felonious Assault 10 days prior to the departure date provided he/they are not principal or an accessory in such felonious assault.
    4. Inclement weather/climatic condition in the city or primary place of departure and/or at intended destination.
    5. Civil Unrest, Riot and Strike in the home city and/or at departing station and/or intended destination of the Traveller making the trip impossible, provided that.
    6. The Govt. of India issues a travel advisory.
    7. Airport is shut down forcing the Airline to delay the flight for more than 24 hours or to cancel the flight.
    8. Curfew is imposed by the City Administration.

    General Terms

  1. Above offers are just representations. Actual offer document shall require consent and may vary from the representations.
  2. Offer is not auto included in the holiday packages.
  3. All the claims are subjected to terms and conditions and as per fair usage policy.
  4. Proofs of all Claims are required and shall be provided after thorough investigation from third parties. Checklist of all proofs shall be made available after package confirmation.
  5. Benefits shall come into effect only after the full and final payments towards a package.
  6. No benefits under Domestic+ can be taken in parts separately. Kindly contact your dedicated manager at +91-80100-977-88.
  7. Information like Emergency contacts, medical helplines, proof details, offer details etc shall be provided only after package confirmation & final payments.