What is Antilog's EMI payment for your holiday?


Antilog's EMI Plan is available for Indian Citizens only.It is available for AMEX, AXIS, HDFC, ICICI and KOTAK bank credit card holders. You may choose to pay in 3,6,9 or 12 month instalments. There is NO extra fee charged for availing Antilog's EMI payment option. The Bank charges annual interest rates (as shown below) according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the balance outstanding.
EMI plans / Interest charge
Bank 3-month 6-month 9-month 12-month
AMEX 15% 15% 15% 15%
AXIS 15% 15% 15% 15%
HDFC 12% 12% 13% 13%
ICICI 13% 13% 13% 13%
KOTAK 15% 15% 15% 15%
HSBC 12.50% 12.50% 13.50% 13.50%
Example and Calculations
The table below shows a representative rendering of EMI plans for an Rs 20,000 purchase on Antilog paid using the EMI payment plan
Tenure (months) Loan amount Monthly instalment Bank interest rate Total effective price you pay Interest paid to Bank
3 Rs 20,000 Rs 6,800.44 12.00% Rs. 20,401.33 Rs. 401.33
6 Rs 20,000 Rs 3,450.97 12.00% Rs 20,705.80 Rs. 705.80
9 Rs 20,000 Rs 2,344.32 13.00% Rs 21,098.89 Rs. 1,098.89
12 Rs 20,000 Rs 1,786.35 13.00% Rs 21,436.15 Rs. 1,436.15
Steps to use Antilog's credit card EMI option-
  1. Once you've finalised your holiday ask your destination manager for an EMI Payment Option.
  2. When prompted to choose a 'Payment Option', select 'Credit Card (EMI)'. Choose the bank and plan (3, 6, 9 or 12-month) of your choice and enter your credit card details.
  3. Once the payment is authorized, your Package will be processed you will need to pay the total amount, in the pre-determined number of instalments, as per your credit card billing cycles.
Please note that the full amount will be charged on your card on the day of the transaction. Within 10 days, you will see a credit for the full amount. The first EMI charge will occur subsequently. If your card's billing date falls within those 10 working days, you need to pay only the EMI amount to the bank.

Such EMI transactions are at the discretion of your credit card issuing bank. If you have any queries about the EMI plan, Please get in touch with your bank.